How does it work

It is not an easy decision.

You are going to borrow money and there are many things that you need to know and analyze before concretely deciding which loan you are going to choose.

But, applying for a mini loan with Pancks is very easy.

Our loan comparison makes a search in the best and most recognized institutions and helps you find the offer that best suits your needs. Forever. Even if you are on your mobile or tablet!

Save time! Our service is online from start to finish. No queues, no endorsement, no payroll, no paperwork.

What are the requirements to apply for a loan?

  • Between 18 and 80 years
  • Reside in Mexico
  • Have an account in a national bank
  • E-mail
  • Mobile
  • Legal and current identification.

How does it work?

4 super simple steps and you get your money fast:

1. Choose the loan

 1. Choose the loan

Here you only need to choose the amount of money you need and for how long.

In the first time you use our services, you can apply for loans of $ 500 up to $ 100,000 pesos and make the payment in up to 1 year. Once you continue using Pancks, your credit limit will increase as well as the payment terms.

2. Send the web request

Fill out the form with your personal information. 100% online, without any additional paperwork.

3. Answer in just 15 minutes

Pancks does all the heavy lifting for you. He makes the search and comparison of loan offers quickly and shows you the best result according to your criteria.

What you need to do now is just accept the Pancks recommendation and the credit institution will answer you in 15 minutes.

4. Receive your money

It’s that simple Receive your money and enjoy it.

Sending money can take something like a couple of hours but not more than 24 hours. However, if you are already a Pancks customer, you can receive your money quickly in just 5 minutes.

If you need more information, go to the Help page.

Transparency

With our comparator you can always know the total amount to be returned in the loans you seek to apply for. There are no hidden or additional expenses or small print.

Remember that there will never be extra expenses or commissions to the extent that you meet the quotas that you agree with the entity that offers you the best credit.

Interest rate

The fee is set individually and it is not possible to know in advance without submitting an application and submitting to a credit check. The interest rate of banks varies depending on who or who is requesting the loan.

eye! That is only part of the information you need to take into account before confirming your loan: the amount of money offered, the interest rate, the term offered and, therefore, the value of the loan.

How to pay back your loan

 How to pay back your loan

The institution that has granted you the loan will clarify the entire process to make the return: the form, the term and where. In any case, we assure you that making the payment of your mini loan is as easy as requiring one.

We emphasize that the Pancks service is free and everything and any payment must be made for the credit institution chosen by you.

Breach of contract

The request for an online loan really is a serious commitment and one that should be well planned. It is not worth risking if you are not sure that you can repay the loan without problems. If you think that it will not be possible, we ask you not to make any request.

By not complying with the installments in a timely manner, additional charges apply. Deferrals also generate additional charges, even if they are not considered a non-compliance. Extra charges will be unavoidable and the cost of the mini credit will be re-calculated.

If this becomes your case, we recommend contacting the lender immediately to reach an agreement as soon as possible and avoid further default interest.

It should be borne in mind that, depending on the type of compliance, the entities dedicated to offering online loans will be willing to offer more money under better conditions.

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