A Good lender loan can help anyone who no longer receives money from any bank in Germany due to a negative private credit checker. However, this Good lender loan is reserved for employees only.
Unemployed people, pensioners, freelancers or the self-employed have no chance of getting such a loan. Accordingly, a loan without an employment contract from Switzerland is not possible. The banks in Switzerland want to see this as proof of their professional activity.
What is special about a Good lender loan and why do so many take it up?
The Good lender loan is suitable for over-indebted people who no longer get any money in Germany. But even if there are no debts, such a loan can be worthwhile. Many do not want the private credit checker or spouse to know about it. A Good lender loan is reputable and does not need a private credit checker. There is no query and no report about it. In order to get such a loan, a permanent employment relationship is mandatory. For this reason, a loan without an employment contract from Switzerland is not possible, because the employment contract is proof.
The repayment can still be made easily by bank transfer. In this, the loan is no different from other loans. However, the banks also demand collateral here. This security is a fixed employment relationship, because if necessary the bank can use a garnishment transfer order to collect the legally regulated attachable part of the income.
Financial service providers take care of the formalities
All formalities associated with a loan are handled by financial service providers. The borrower also sends his / her personal documents to them, such as a copy of the employment contract and a copy of the most recent income statements. This forwards all documents to the bank in Switzerland. The decision is then made from here.